Bankruptcy Attorney Southaven, MS
Chapter 7 and 13 Bankruptcies Offer Solutions to All These Problems
Credit Card Debt
Credit cards are an alluring option for those without immediate cash-on-hand, but they can cause trouble quickly. In extreme cases, bankruptcy is the best way forward.
Foreclosures
Before you allow the bank to take your home, call us. Under Chapter 13 bankruptcy, you can roll past-due mortgages into a debt repayment plan.
Wage Garnishments and Repossessions
Protect your salary and possessions by contacting Heidi Milam Attorney at Law PLLC when you receive a notice for either of these items.
Automatic Stay
The most stressful part of a debt is the relentless calls from your creditors. Bankruptcies include an automatic stay, forcing creditors to cease calling you.
Bankruptcy in Divorce
If you have considerable debts and are considering a divorce, you might want to file for divorce first. However, contact us first. Not all situations are equal.
Medical Debt
Some medical procedures, like surgeries, carry astronomical price tags ordinary Mississippians can’t afford. We offer customized debt solutions.
Emergency Bankruptcy Protection
Foreclosures, repossession, wage garnishments, and lawsuits are not foregone conclusions. You can fight them with emergency bankruptcy protection.
Lien Stripping
In some cases, you can peel away a second or third mortgage because these debts are no longer secured by collateral. The Chapter 13 process can resolve them.
Life After Bankruptcy
Bankruptcy is only the beginning. We want to give you the tools to resolve current debt and achieve a perfect credit score in the future!
We Help You File for Bankruptcy Without Property Loss
Contrary to what many believe, Mississippi law has exemptions that allow people and organizations to keep substantial amounts of personal property. For example, there is a $75,000 homestead exemption that enables many to keep their homes. And the $10,000 personal property exemption allows clients to keep the majority of their assets, including cars. We can help you utilize the protections available to you and walk away from bankruptcy without losing significant assets.